Short Sale/Loan Mods

Loan Modifications

Short Sales for CASH!

It's a Brave New World!

Banks are listening now

Not just saying NO... like they used to!

No Pressure No Fees No costs

Just a Confidential phone call

I am your friend/advocate not the banks

Unload the Overpriced Home you Own
Get the Debt wiped out (No further responsibility)
Walk Away From the Payments,Taxes, Insurance etc
Have Lower Taxes, Lower Payments, Lower Insurance
Not Have your Credit Ruined
Get Relief from your Mortgage Payments

This is not just a bunch of empty words.

I am working with Investors that buy homes cash through a Modified Short Sale Process

Top Seven Reasons to Short Sale

1. You pay no out of pocket expenses. All short sales are sold as-is, meaning you won't have to bother spending time and money on tedious home repairs. Your lender also pays for all commissions and services on both sides of the transaction, giving you the least hassle possible in moving on to your next home.

2. Your credit damage is minimized. A short sale will have a recoverable impact of 80-100 points on one’s credit, compared to the devastating effect of 250-350 points a foreclosure has on a credit score.

3. You can buy another home in just two years. Fannie Mae Announcement 8-16 recently set the standard that homeowners who choose to short sale only have to wait two years before buying another home. Foreclose prevents you from owning a home for about 5 years.

4. You have an assured sense of relief. Short sales in lieu of loan modifications give homeowners a firm new start. The Department of the Treasury just released a study revealing that 55% of homeowners redefault again within six months of receiving a loan modification.

5. You save money and pay less taxes. The Mortgage Forgiveness Debt Relief Act of 2007 allows short sale homeowners to not be taxed on the difference between their loan amount and the short sale price. With a foreclosure, you'll receive a 1099 for a home you don't even own.

6. You have a dignified solution to a difficult problem. A short sale allows you to stay in your home during the negotiation period. A foreclosure can become an embarassing situation as a bank representative comes by to lock up the doors and windows, change the locks, and put up "bank owned" signs on your property while the local Sheriff is contacted to have you forcibly evicted.

7. You'll have an easier time finding a nicer place to rent. If you chose to rent, a foreclosure and/or eviction are red flags for landlords that will make it very difficult for you to find a place to live in the future. However, while a short sale is being negotiated, homeowners have many more options and can easily select a new place to live at their leisure.

100% Confidential

Handled with the utmost discretion

I respect your dignity.

I respect your unique situation

Why are the Banks Willing to Eat the Difference?

Because they get CASH from the investors who want YOUR home, That's Why!

Banks get the Liability off their Balance Sheet (So do you by the way)

Then the Banks use that Money by leveraging it (Hypothecating it) 10 times or Investing it

So getting $350,000 is like getting 3.5 Million because their business is to lend money out (remember how it used to be?)

Fill out the form below or call me, it's worth a 30 minute conversation to get this insane burden off your back...no pressure just good (life changing) info!

Call now as I don't know when their mood will change!

I am respectful of your privacy

Not Public-Not “on the market” No Sign-No Lockbox-No MLS listing-No Agents-No "Showings"

Private and Confidential ...You have more Options than you may think

What the White House

Wants YOU to Know

Foreclosures Alternative Program (FAP)
On May 14th 2009 The White House announced financial incentives
for Homeowners needing to sell their homes using a short sale.
Here are a few highlights

Cash paid to homeowners for relocation expenses
No foreclosure can take place during
the marketing period of the home
All real estate costs and fees are paid by the bank
Cash paid to junior lien holders
Homeowners must list their home with a
licensed Real Estate Professional

What’s Best

for You?

Loan Modification?

Short Sale?

Refinance?

Foreclosure?

Loan Modifications

Making Homes Affordable (MHA)

Up to 9 million Americans may be eligible to refinance or modify their loans as much as 105% of the current market value. The refinanced loans will have no pre-payment penalties or balloon payments. Fannie Mae and Freddie Mac will allow the refinancing of the loans they own or that they placed in mortgage backed securities

Tip from Jonathan Taylor

(If a Bank will not reduce the principal ie the loan balance, there is no real benefit to getting a loan modification therefore to relieve yourself from a crushing debt a short sale is your best alternative)

Warning!

What The Justice Department

Wants You to Know

The current administration has

launched a coordinated effort across the

Federal and State government and

private sector to target mortgage

loan modification fraud and foreclosure

Rescue scams that threaten to hurt

American homeowners and prevent

them from getting the help they need

during these challenging times.

There is never a fee to get

assistance about making a home affordable.

Beware of anyone who asks you to pay a

fee for counseling services or loan

modifications.

Do not sign over the deed to your property.

Never submit your mortgage payments

to anyone other than your mortgage

company.

For details and to see if you qualify call me today

For a FREE confidential consultation We’re Here to Help

(It's a conversation not a decision)

714 815-4540

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